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Retirement Quiz · Readiness Reflection

You planned the money. Did you plan the mornings?

Twelve honest questions about the non-financial side of retirement — purpose, people, pace, identity, and whether there is an actual plan. There is a version for before you retire and a version for after, because they are not the same questions. No right answers, no email required, nothing leaves your screen unless you choose to share it. About four minutes.

Twelve questions for the years leading up to your last day.

Both versions, together

The same twelve areas, asked two ways.

This is worth a minute even if you have not retired yet — arguably especially if you have not. The left column asks whether you feel open to what is coming. The right column asks whether it actually happened. Reading them side by side is the fastest way to see which of these needs a plan rather than a hope.

Before you retire
After you retire
1
IdentityI have a clear sense of my purpose for my days beyond work.
My days have a clear sense of purpose now that work is behind me.
2
Social · ConnectionI have people I see or talk with regularly to whom I feel close.
I still see or talk with people regularly to whom I feel close — not only the ones work supplied.
3
PlanI have specific and detailed written retirement strategies of how I will fill my days, stay connected, and build my new identity.
My week has settled into a rhythm I look forward to, rather than just time I have to fill.
4
Physical · HealthI have habits that keep my body and mind healthy.
I have habits that keep my body and mind healthy.
5
Spiritual · PlanI feel open to trying new activities, roles, or relationships.
I feel open to trying new activities, roles, or relationships.
6
IdentityI know who I am outside of my job title or career.
I know who I am now that the job title is gone.
7
Mental · PlanI have a list of things about which I am curious and excited to explore.
I have begun exploring activities about which I am curious.
8
Social · PlanI have had a conversation with my partner or spouse about my retirement plans.
I have had a conversation with my partner or spouse about our retirement activities.
9
Social · PlanI have talked with family and friends about my retirement plans.
I have talked with family and friends about my retirement activities.
10
Mental · PlanI have my exit strategy to leave my work or career from my current position or employer.
I have no regrets in how and why I left my work or career.
11
Financial · PlanI have a financial AND a non-financial plan for my retirement.
I have continued to monitor both my financial AND non-financial plans.
12
All five chimesI know what to do to maintain my physical, mental, social, spiritual, and financial health.
I have been maintaining my physical, mental, social, spiritual, and financial health.

Notice question three. Before you retire it asks whether you have actually written down specific plans that include how you will fill your days, stay connected, sustain your health, and build a new identity. Afterwards it simply asks whether the rhythm you looked forward to ever arrived. One is a plan; the other is the result. By the time you are answering the right-hand column, the left-hand column is much more expensive to go back and do. That gap is the whole argument for starting early.

Want a deeper read than twelve questions can give? Chris also offers the comprehensive Retirement Intelligence (RQ) Assessment — the full instrument plus a dedicated one-on-one consultation, with your own copy of the assessment to keep. See how it works →

Why these twelve questions

They map the five parts of your Next Chapter.

Purpose & identity, connection & community, health & wellbeing, structure & rhythm, reinvention & new pursuits — the parts of retirement that move together like a windchime. Your answers show which chime is ringing.

Explore the five parts